Heraklion Travel Basics: What You Need to Know
Handling money in Heraklion is straightforward, but knowing when to use cash and when cards are accepted helps avoid small frustrations. Most travelers use a mix of card payments and occasional cash.
Currency used in Heraklion
Greece uses the euro (EUR). All prices are displayed in euros, and foreign currencies are not accepted in everyday transactions.
Paying by card
Card payments are widely accepted in Heraklion. Hotels, supermarkets, restaurants, cafes, and most shops accept debit and credit cards. Contactless payment is common in the city.
- Best for: hotels, restaurants, shopping.
- Watch for: small businesses that may prefer cash.
When you need cash
Cash is still useful for small purchases, local bakeries, street food, taxis, and some smaller tavernas. Having some cash avoids awkward situations where card payment is not available.
ATMs in Heraklion
ATMs are widely available throughout the city, including the center, port area, and near major streets. Banks operate standard ATMs, while private ATM operators may charge higher fees.
- Use bank ATMs when possible.
- Check fees before confirming withdrawals.
ATM fees and limits
Withdrawal fees depend on your bank and the ATM operator. Daily limits are set by your home bank. Private ATMs often display higher fees before confirmation.
Exchange offices
Currency exchange offices exist but are rarely needed if you use cards or ATMs. Exchange rates can be less favorable compared to withdrawing cash directly.
Tipping culture in Heraklion
Tipping is not mandatory. In restaurants and cafes, rounding up the bill or leaving a small tip is appreciated but not expected. Taxi drivers usually do not expect tips, though rounding up is common.
Practical money tips
- Carry small amounts of cash, not large sums.
- Inform your bank before traveling if required.
- Avoid dynamic currency conversion when paying by card.
For most visitors, combining card payments with limited cash withdrawals offers the simplest and safest approach in Heraklion.
